Economy News
- High-speed Web can't rely on stimulus: Obama aide Reuters - 4 minutes ago
WASHINGTON (Reuters) - A technology adviser to President-elect Barack Obama said on Wednesday that advocates of expanding high-speed Internet must use existing structures and cannot rely on a broad U.S. economic stimulus package.
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- US retail sales plunge in disastrous December AFP - 12 minutes ago
WASHINGTON (AFP) - US retail sales plunged in December plunged to cap a dreary holiday season as wary consumers shut wallets in the face of a deepening recession, government data showed Wednesday.
- Nortel files for bankruptcy protection, shares plunge Reuters - 23 minutes ago
TORONTO (Reuters) - Nortel Networks Corp, North America's biggest telephone equipment maker, filed for bankruptcy on Wednesday, hoping to save a once high-flying business whose decade-long decline has accelerated with the global economic crisis.
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My article and comments about life insurance;
Whole life provides for your family in a very uncommon way, because with lone life, your premium payments become more than just a payment. They accrue and become a cash value account. And with this you can provide for yourself and your family. The greater the greatness of the company's performance, the greater the dividend. In a participating policy, the insurance company shares the excess profits (variously called dividends or refunds in the USA, bonus in the Commonwealth) with the policyholder.
Whether or not you are eligible for life insurance will depend on factors such as your health and type of put into practice. If you do qualify, the amount of your premiums—that is, payments for the policy— are based on factors such as your age, gender, health and occupation. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In the United States, the predominant savvy simply specifies a lump sum to be paid on the insured's demise.
Traditional policy consists of two types - Hourly (also known as Straight Life) policies and Limited Pay life policies. Traditional policy, gives you a guaranteed minimum rate of return on your cash value portion, in the capability of dividends. Generally, in a traditional lone life policy, the scheduled premium payments stay on level. Premiums are generally the same (fixed) every year the insured is alive. The premium payment consists of both life insurance protection and savings.
Now the economy and financial market are ins shambles and disaray, it reeally doesnt matter to you the ordianary people because wha tyou are thinking right now is to protect your family and business the best way you can. Life insurance is really needed in times of deep fianncial disaster.
Thanks
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